User Consent

Effective Date: January 01, 2026

1. Purpose

This user consent explains how myMemory Vault Co. may use certain anonymized and aggregated information derived from a limited user-uploaded vault content to generate analytics and insights. The purpose of such analytics is to improve services, enhance product offerings, develop new features and support research and innovation. By consenting, the user grants explicit permission for their anonymized data to be included in aggregated datasets, without sharing any personally identifiable information (PII) or individual vault content.

2. What will NOT be shared

myMemory Vault Co. only uses anonymized information which means we will never share:

  • Personal identity information
  • Individual vault content
  • Raw documents or files
  • Contact details or communication history
  • Any information that could be used to identify the user
  • Behavioral mapping tied to a specific individual

All shared insights undergo an anonymization process that meets industry and regulatory standards.

3. What data may be used

myMemory Vault Co. may use derived, metadata-level, and classification-level information, including:

  • Document categories (e.g., insurance, banking, identity, legal, health)
  • Document types (e.g., statements, policies, certificates)
  • Non-identifying metadata (e.g., document age, frequency of updates)
  • Behavioral interactions with the vault (e.g., number of uploads, organization patterns)

No raw documents, images, files, personal identifiers, or identifiable content will be used.

4. How Data may be used

The user agrees that myMemory Vault Co. may process anonymized data to create aggregated insights such as:

  • Financial behavior trends
  • Life-event indicators
  • Document management patterns
  • Market demand analysis
  • Insurance or pension coverage patterns (anonymized)
  • Digital engagement statistics

These insights may be shared with myMemory Vault Co.’s partners (e.g., banks, insurers, pension agencies, or research partners) only in fully aggregated, anonymized form to enhance product offering.

5. Consent Characteristics

The user acknowledges that:

  • Consent is explicit, informed, and voluntary.
  • Consent is collected through a clear opt-in mechanism.
  • Consent is not required to access core vault services.
  • Consent will remain valid until revoked by the user.

Withdrawal of consent will prevent future use of the user’s anonymized data in new aggregated datasets.

6. Right to Withdraw Consent

The User may withdraw consent at any time through account settings or by contacting support.

Upon withdrawal:

  • The User’s data will be immediately excluded from future aggregated analytics processes.
  • Previously aggregated datasets, which cannot be de-aggregated or re-identified, will remain in use.

7. No Impact on Core Services

Refusing or withdrawing consent:

  • Will not affect the User’s ability to access, store, manage, or share documents in the memory vault.
  • Will not reduce service quality or functionality.